As part of its efforts to clean up the Haitian financial market and encourage greater responsibility in transactions, the Bank of the Republic of Haiti (BRH) issued a strong warning on Tuesday, August 4, 2026 to the public and users of the banking system. The central bank points out that its Credit Information Office (CIO) now centralizes all data relating to cheque payment incidents and credit granted by financial institutions under its supervision.
This regulation imposes direct penalties for irregular payment. For example, anyone issuing five cheques without provision over a 12-month period will automatically be subject to a check-out ban for a whole year. This measure aims to protect the credibility of the cheque as a payment instrument at national level.
In addition, HRB is tightening the tone for bank loan management. Borrowers with a default of more than 90 days will be immediately classified as non-performing debtors or in a protracted incident, which will have a direct impact on their solvency and future access to credit within the financial network.
